Service Apple Pay it caught on very well in the countries where it was launched. I have seen many people in stores who prefer to pay directly with their iPhone or with Apple Watch, without having to remove the card and enter a code PIN. An easy, fast and safe payment method, by which a payment is made simply by approaching the POS. The only condition is that it is contactless compatible.
About adding a debit card or credit card in Apple Pay, I spoke and I showed step by step in this tutorial. At that time, there were only a few banks in Romania that accepted the addition of the bank card in Apple Pay. Banca Transilvania, ING Bank, UniCredit Bank.
The good news has come these days. A new "wave" of banks brought the service Apple Pay for customers. BCR, OTP Bank si Credit Europe Bank (since mid-October 2019 and customers Raiffeisen Bank) and the new market names that offer this service.
At the moment, owners of iPhone devices can make contactless payments with the device, only through Apple Pay.
Germany is preparing to introduce an amendment to a law to force the company Apple to provide access to NFC chip and other contactless payment applications, such as Fitbit Pay, Google Pay or ING Pay. It is debatable whether this will happen, given that the company Apple is known for its strict rules. Three Australian banks have been trying since 2016 to get access to the NFC chip on the iPhone, without any success so far.
According to those in Apple, access to NFC for third party applications could pose security issues for users' confidential data. However, if the law passes, Germany will force it Apple To provide access to NFC and other applications, the US company may charge a reasonable fee for this facility.
